Top Catalogues For Bad Credit in UK in 2024

CatalogueBest OptionHighlightsStart Shopping
Yes Catalogue

Yes Catalogue

  • Credit limit of up to £500 accessible
  • All credit categories accepted!
  • Customisable payment schedules (you decide when to make payments)
  • Over 60,000 products
  • Optional free delivery available
All Credit Types welcome - Apply Today
Flava Home

Flava Home

  • Credit of £500 available
  • Accepting all credit categories
  • Reasonably weekly instalments
  • Delivery at no cost
  • The trendiest technology and gadgets
Your £500 Customer Credit is less than 2 minutes away
Flava Groceries

Flava Groceries

  • Convenient, adaptable payment options
  • £100 credit
  • Welcoming all credit types
  • Vast selection of grocery products
  • Zero interest - 0% APR
  • Numerous grocery items available online
Buy Your Groceries Now And Pay Later
Sunshine Mobile

Sunshine Mobile

  • Choose your complimentary mobile device
  • Unrestricted data usage
  • Available for a limited duration
  • Simple and no verification process necessary
  • Selection includes iPhone, Galaxy, Huawei, and Google Pixel
Pick Phone - Unlimited Data For a Limited Time

Enjoy the top three UK bad credit catalogues. Online catalogue shopping is available with or without a credit check. With quick credit you can order online from all major catalogues for poor credit. How can a borrowers’ application be accepted in an easy credit catalogue? Depending on your financial circumstances they may or may not be able to offer you instant credit. You can get this catalogue with a simple payment option. For a full review of catalogues for bad credit you can visit:

You can purchase online by calling the company directly to make a purchase. We’ve got a large catalogue that you can easily access. Studio, JD Williams, Jacamo and other catalogues that do not require a credit check are available on the site.

Use a credit or debit card for shopping online
Use a credit or debit card for shopping online

Compare prices on your pay weekly catalogue

Our latest offer is Catalogue Credit Instant Catalogue Credit and Buy Now Payment Later. The amazing Savultra card guarantees immediate approval for £4000 credit. £1200 guarantee credit catalog credit.

With catalogue credit the customer has the option to buy goods weekly or month by month for one period ranging from 3 to 12 months. The product is normally delivered to the address of the recipient or sent by courier and can be returned with a reasonable amount of time for a full refund.

Credit Checks Pay Monthly Catalogues

If you choose not to have a credit check catalog, your application might be reviewed by any of the credit reference agencies listed below.

Buy Now Pay Later regardless of your bad credit history

K & Co provides its clients with a choice of online shopping offers to purchase today pay later. For 10 to 12 months customers may use these alternatives. It is possible to pay for the entire amount until the limit runs out. The charges are non-refundable. The normal fees on all purchases are 329% each year. Some of the most popular items that people buy on finance are laptops, sofas, TVs, PS5 and other game consoles, iPads, and even home appliances.

No credit checks are necessary

These catalogues don’t require a credit check and you are rewarded if you make your first payment on time. If outside companies approve the credit cards of a retailer, the credit check will also be requested by that company. You cannot allow customers to buy in the online catalogs without their credit card details.

Compare Pay Weekly Catalogues

Find the best monthly pay catalogue for you to reduce the cost of shopping for a more manageable monthly budget.

Guarantee of Acceptance regardless of low credit score

Catalogs on the basis of bad credit can never be accepted. Those with low credit score cannot get credit. A guaranteed loan is often sought after for poor credit. It isn’t available in real estate.

Which Credit reference agency will the Catalogue companies check?

Credit reference agency used in credit checks This table is accurate until Saturday 27 July 2018.

Shopping on your Catalogues personal account

It’s easy for people who want to buy from catalogues to purchase online. You may pay with debit or credit cards and you can use credit accounts.

Improve your Credit rating with a Bad Credit Catalogue

Running no credit check/faulty credit catalogue may boost credit scores. Increase your chance at success with Prime Credit Catalogue.

How can I apply for a Buy Now Pay Later plan if I have terrible credit?

In case of non-payment loans, online catalogues will enable you to buy now. Once the decision has been made, put the item in your cart and begin to complete your checkout. BNPL loans can be requested online. You need to give me your contact information. The payments are payable in instalments by submitting the payment form to the payment service provider.

Missing Catalogues Payments

If you pay late, you will incur late fees from the catalogue company. It can also affect your credit score, resulting in a loss of credit. If your repayment problem has ceased you can always contact your supplier. Catalogues – Each catalog company may have specialized departments that can assist you in your search for an answer. The Catalogue company understands that sometimes events can result in the client not getting a credit check or paying off their debt on-time.

What you need to open a pay monthly catalogue personal account

Payment Monthly Catalog personal accounts require submitting this information. When the application is received you are automatically sent a notification. If your credit is not working properly you might need to look up credit reference agencies which can check this information. Therefore the following list will assist you.

Catalogue Affordability Checks

If I want to open my personal Catalogue account, my application must go through the Credit Reference Agents first. That’s because Catalogue has to know you can easily afford the monthly payments. The Pay Monthly Catalogue appears as a popular credit because Catalogue companies have strict guidelines about approval thus becoming popular with customers suffering poor credit rating. Customers who have a high credit score cannot receive monetary assistance from credit agencies. Affordability assessments use an average salary as well as the current debt level.

Mobile Phone Catalogues in the UK

If you’re in the market for new mobile phone contracts but don’t want to pay for it upfront, a mobile phone catalogue might be the solution you’re looking for. In this guide, we’ll answer some of the most commonly asked questions about mobile phone catalogues in the UK, including what phones are available, how rent-to-buy works, and what payment options are available.

What Phones Can I Get?

You can get any phone, including the newest smartphones from brands like Apple and Samsung. We’ll explain how you can choose the right phone for your needs and how you can get it at a price that works for you.

Rent-to-Buy: How It Works

Rent-to-buy is a financing method that is similar to a catalogue finance plan. You buy the product and pay the full cost upfront. Once the clearance is granted, you own the products, and they are yours until full payment. We’ll explain how rent-to-buy can provide additional security and how it differs from other financing options.

Payment Options and Terms

We’ll cover some of the most popular payment options and terms available with mobile phone catalogues, including direct debit payments, credit card payments, and flexible repayment options. We’ll also explain how you can choose the right payment plan for your needs and budget.

How Does the Company Work?

When you choose a mobile phone from a catalogue, you’ll need to join the network of the company within 12 weeks. You can choose from a variety of starting packages, and when you pay regularly within three months, the company will ship the phone directly to you. We’ll explain how the process works and what you can expect as a customer.

Bad Credit Catalogues: Getting Instant Credit

Getting instant credit with bad credit can be a challenge, but there are some catalogues that are more accessible than others. We’ll explain how you can find the simplest bad credit catalogues that offer instant credit and provide you with some tips for improving your chances of being accepted.

Catalogue Credit: What Is It?

Catalogue credit can help you purchase products online, and payment can be made weekly or monthly, depending on the length of the loan. We’ll explain how catalogue credit works and provide you with some insights into the benefits and drawbacks of this financing option.

Buy Now Pay Later No Credit Check Catalogues: Do They Exist?

While it may sound like a great way to finance your purchase, buy now pay later no credit check catalogues unfortunately do not exist. Almost all catalogues require you to pass a credit check to prevent fraud and ensure timely repayment. We’ll explain why bad credit can be a barrier to obtaining credit and provide you with some alternative financing options to consider.

Catalogues Home Approval and Payment Terms

Home approval is a guarantee offered by some catalogues that allows you to return any item you don’t want. We’ll explain how home approval works and what items are typically excluded from the guarantee. We’ll also cover the payment terms and options available with popular catalogues, such as Bonprix, and how to maximize discounts.

Application for a Pay Monthly Catalogue Declined: What to Do

If your application for a pay monthly catalogue is declined, it’s likely because of an insufficient credit check. We’ll explain how the credit check process works and what you can do to improve your credit score. We’ll also provide you with some tips for managing your credit and avoiding common mistakes.

FAQ Section

What is a Bad Credit Catalogue?

A bad credit catalogue is a specialized shopping platform designed for individuals with poor or less-than-perfect credit scores. These catalogues offer a range of products, from electronics to furniture, and allow customers to pay in installments.

How Do Interest Rates Work?

Interest rates in bad credit catalogues can be higher than standard rates. They are often represented as an Annual Percentage Rate (APR), which includes both the interest rate and any additional fees or charges. It’s crucial to understand the APR before making a purchase to avoid unexpected costs.

User Reviews

“I’ve been using Yes Catalogue for six months, and it’s been a lifesaver. The payment plans are flexible, and customer service is excellent. I was initially skeptical due to my poor credit history, but this catalogue has been a game-changer for me.” – John M.

“Using Flava Home helped me furnish my new apartment without breaking the bank. The interest rates are zero, but the convenience makes it worth it.” – Melissa G.

Legal Aspects

Before using any bad credit catalogue, it’s crucial to read and understand the terms and conditions. These will outline your legal obligations, including payment terms and what happens if you miss a payment. Failure to adhere to these terms can result in legal consequences such as additional fees, higher interest rates, or even legal action.

Updates and News

Stay tuned for the latest updates in the world of bad credit catalogues. From changes in interest rates to new catalogues entering the market, we’ll keep you informed so you can make the best financial decisions.


In conclusion, bad credit catalogues can be an excellent option for those with a less-than-perfect credit score who are looking to make purchases without paying the full cost upfront. Whether you’re in the market for a new mobile phone, clothing, or household items, there are a variety of bad credit catalogues available in the UK. 

By choosing the right catalogue and payment plan, you can enjoy the benefits of affordable monthly payments and build your credit at the same time. Remember to read the terms and conditions carefully and make sure you understand the payment options and any associated fees before signing up. 

With these considerations in mind, you can enjoy the convenience and flexibility of bad credit catalogues while staying on top of your finances.